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Bank IFSC Codes | List of Banks in India - MICR, NEFT, RTGS, IMPS

Get the list of Bank IFSC Codes, Branch details, Address, Phone Numbers and more. Here provided 1500+ banks in which most of the banks are computerized and having IFSC Code, MICR code and BSR Codes and Swift codes. Click on the bank followed by state, district and city to get branch ifsc code and other codes.

List of banks in India

List of Banks in India

Click here for list of all banks in India, there more than 1500+ banks

How to Search IFSC/ MICR / BSR / SWIFT Codes of all banks in India?

In order to get above codes, first click respective bank, followed by state, district and branch where your have account.

What is IFSC code?

IFSC is a short of Indian Financial System Code which is an alphanumeric code that facilitates electronic funds transfer in India. A unique Code identifies particular branch of a participating bank in the two main Payment and settlement systems in India: namely RTGS and NEFT which are used to route the messages to the destination banks/branches on payment settlement.

Format of IFSC and it's Use: Indian Financial System Code consist of 11-characters with the 1st four alphabetic characters representing the bank name, and the last six characters (Numaric or Alphabetic) representing the branch. The fifth character is 0 (zero) and reserved for future use. To make payment online through fund transfer from one branch to another the IFSC is required. We know that IFSC is printed on bank cheques.

What is MICR?

MICR- Magnetic Ink Character Recognition. To make NEFT(National Electronic Fund Transfer) Quick and efficient RBi introduced 9 digit MICR, in which first 3 digit corresponds to city code,next 3 digit to bankcode and later 3 digit to branchcode.

What is BSR and Where it is Used?

BSR stands for BASIC STATISTICAL RETURNS. It is a 7-digit code allotted to banks by Reserve Bank of India. When filling TDS/TCS returns BSRcode is used in challan details and deductee details. BSR code is different from the branchcode used for bank drafts, etc. This code is unique for each individual branch of a bank. Basic Statistical Returns is a system which initiates to integrate the data relating to various commercial banks and promotes the filling of the same with RBI at regular intervals. BSR code is used in a unique challan identification number (CIN) which also comprises of the date of deposit (dd/ mm/ yy i.e. six digits) and the challan serial number in 5 digits. CIN will be unique for each challan throughout the country and will be used for identifying the challan in the OLATS. This code will also be helpful for a pensioner who retires from GOVT. OF INDIA (Central Government employee) to get their pension, the Bank A/C No. along with the bank BSR code can be used by the pensioners to get their pension.

Online payment throgh e-banking

Now-a-days, the world became a small village due to internet. We can buy/purchase things/items from different parts of the world like if we are from India we can buy Apple Iphone from US through online shopping and you can make payment also online. IFSC is used for online banking. Online mode of payments such as insurance premium payments, Mobile bill payments, Electricity bills, Water bills, Bus tickes, Train ticket and flight ticket booking, online shopping payment, loan emi payments, stock exchange online Share/equity/commodities Trading a/c Fund Transfer, purchasing mutual funds, bonds, buying digital gold, paytm transactions. domain renewals, purchasing cloths online like myntra, Flipkart, amazon, jabong where you need to add IFSC at the time when you wish to refund money to your bank account.

What is the UPI?

UPI stands for Unified Payment Interface and as the name implies it acts as an interface for fund transfer between two bank accounts. Here is the list of all the UPI apps that are currently available to download from the Android play store.

Airtel Payments Bank My Airtel -Online recharge, Pay Bill , Wallet, UPI
Allahabad Bank BHIM Allbank UPI
Andhra Bank Bhim Andhra Bank One- UPI App
Axis Bank BHIM Axis Pay UPI App and Freecharge
Bank of Baroda BHIM Baroda PAY
Bank Of India BHIM BOI UPI
Bank of Maharashtra BHIM Maha UPI
Canara Bank BHIM Canara- eMPower
Catholic Syrian Bank CSB UPI
Central Bank of India BHIM Cent UPI
City Union Bank City Union Bank UPI
DBS Digibank Digibank
Dena Bank BHIM Dena UPI
Equitas Small Finance Bank Equitas UPI
Federal Bank BHIM LOTZA UPI Payments APP
Fino Payment Bank Fino Bpay
HDFC Bank HDFC Bank Mobilebanking and PayZapp
HSBC HSBC Simple Pay
ICICI Bank iMobile By ICICI Bank and Pockets
IDFC First Bank IDFC Bank BHIM UPI App
Indian Bank BHIM Indian Bank UPI
Indian Overseas Bank BHIM IOB UPI
IndusInd Bank BHIM Indus Pay
Jammu and Kashmir Bank BHIM JK Bank UPI
Janta Sahakari Bank Pune JetPay
Jio Payments Bank MyJio
Karnataka Bank BHIM KBL UPI
Karur Vysya Bank BHIM KVB Pay
Kotak Mahindra Bank BHIM KOTAK Pay
Oriental Bank of Commerce BHIM Oriental Pay
Paytm Payments Bank Paytm App
Punjab & Sind Bank BHIM PSB
Punjab National Bank BHIM PNB
South Indian Bank BHIM SIB UPI
Standard Chartered Bank SC UPI
State Bank of India BHIM SBI Pay
Syndicate Bank BHIM SyndUPI
The Lakshmi Vilas Bank Limited BHIM LVB UPAAY
RBL Bank Ltd. BHIM RBL Pay and RBL Mobank 2.0
The Thane Janta Sahakari Bank Ltd(TJSB) Tranzapp –UPI
Union Bank of India BHIM Union Bank UPI App
United Bank of India BHIM United UPI Pay
Vijaya Bank BHIM Vijaya UPI App
Yes Bank BHIM YES Pay
Bandhan Bank BHIM Bandhan UPI
Dhanlaxmi Bank Ltd BHIM DLB
AU Small Finance Bank BHIM AUPay
Corporation Bank BHIM CORP UPI