Kotak Mahindra Bank branches in Shimla: Get the list of Kotak Mahindra Bank MICR codes in Shimla which are made available by Branch. Shimla MICR code is a character-recognition technology used mainly by the banking industry to ease the processing and clearance of cheques and other documents. Shimla MICR code has 9 digits first three digits are Shimla City Code, second three digits are Shimla bank code and last three are Shimla branch code.