Punjab National Bank branches in Payyannur: Get the list of Punjab National Bank MICR codes in Payyannur which are made available by Branch. Payyannur MICR code is a character-recognition technology used mainly by the banking industry to ease the processing and clearance of cheques and other documents. Payyannur MICR code has 9 digits first three digits are Payyannur City Code, second three digits are Payyannur bank code and last three are Payyannur branch code.