The Saraswat Co Operative Bank Ltd branches in Kudal: Get the list of The Saraswat Co Operative Bank Ltd MICR codes in Kudal which are made available by Branch. Kudal MICR code is a character-recognition technology used mainly by the banking industry to ease the processing and clearance of cheques and other documents. Kudal MICR code has 9 digits first three digits are Kudal City Code, second three digits are Kudal bank code and last three are Kudal branch code.