Dhanalaxmi Bank Ltd branches in Ponkunnam: Get the list of Dhanalaxmi Bank Ltd MICR codes in Ponkunnam which are made available by Branch. Ponkunnam MICR code is a character-recognition technology used mainly by the banking industry to ease the processing and clearance of cheques and other documents. Ponkunnam MICR code has 9 digits first three digits are Ponkunnam City Code, second three digits are Ponkunnam bank code and last three are Ponkunnam branch code.