Kottayam District Co Op Bank Ltd branches in Pala: Get the list of Kottayam District Co Op Bank Ltd MICR codes in Pala which are made available by Branch. Pala MICR code is a character-recognition technology used mainly by the banking industry to ease the processing and clearance of cheques and other documents. Pala MICR code has 9 digits first three digits are Pala City Code, second three digits are Pala bank code and last three are Pala branch code.